Skip to main content

Posts

Showing posts with the label insurance

Look at the 6 Common Mistakes When Buying Health Insurance

Buying health insurance cannot be arbitrary. You need to be careful in comparing one health insurance product with another. In addition, carefulness is needed when reading the contents of the requirements normally contained in the policy. If you have chosen the wrong insurance, it will certainly hurt yourself. Then, what mistakes usually occur when buying insurance? Here are some common mistakes when buying health insurance: 1. Do not read the policy carefully Seeing a list of terms and conditions on a policy that is very much often makes someone lazy to read it. Even though the policy contains your rights and obligations as a customer. Not to mention there is important information such as the limit of room rent, the duration of waiting time if you already have congenital diseases, pre and post-treatment costs, as well as various other provisions. If you just approve it without reading carefully then you can experience losses later on. For example, it turns out the pr...

Complete Guide to Making Health Insurance Claims

As a health insurance customer, you have the right to make a claim to get the benefits provided by the insurance company. However, before actually submitting the claim, it never hurts to understand step by step deeper to facilitate your health insurance claim process later. So how? Well, so that your health insurance claim goes smoothly, try following the following procedures: Steps for private health insurance claims 1. Understand the claim procedure There are two methods that can be used to make insurance claims, namely cashless systems and reimbursement systems. Understanding the claim procedure is very important, because then you will be facilitated when you want to make a claim. Especially if the insurance that you use applies a reimbursement system, where the submission of new claims can be made after all treatment is complete. As for cashless systems, you do not need to make any claims because all maintenance costs have been paid by the insurance company. 2. Submi...