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Showing posts from January, 2019

Individual Health Insurance Products and Insurance Features

There are several types of insurance offered to you by several insurance companies both large and small. You can choose vehicle insurance, education insurance, health insurance and so on. One of the basic health insurance products that you can choose is individual or individual health insurance. This one insurance product is also often referred to as standalone insurance. This insurance product is indeed suitable for those of you who want to protect yourself especially those of you who are not married. You who are already married can also plan individual health insurance for your wife and children. There are so many benefits that you will get from this insurance and of course before you choose this one insurance, it helps you find out the benefits of this insurance. Benefits of Individual Health Insurance Broadly speaking, this insurance product will provide protection and fulfillment of medical expenses throughout your life even until you are 99 years old. We certainly reall

Choosing Health Insurance for Children

Parents naturally want the best for their baby. Not only giving love, affection, attention and good education but also preparing a plan or preparation for their future lives. One way to prepare for their future is to provide insurance. The most talked about insurance for children is education. However, in this article, education insurance is not a topic discussed but other insurance is called child health insurance. Here are some tips for choosing the best insurance for your baby's health. Apply for insurance when your baby is still healthy Choose child health insurance when your baby is still in good health. This is because when the recipient of the policy is healthy, the insurance institution will receive the insurance application that you submit. This is because insurance institutions are institutions that are engaged in profit. If the recipient of the insurance is sick, then it is likely that the money the institution will spend is greater than the money you pay. This i

Look at the 6 Common Mistakes When Buying Health Insurance

Buying health insurance cannot be arbitrary. You need to be careful in comparing one health insurance product with another. In addition, carefulness is needed when reading the contents of the requirements normally contained in the policy. If you have chosen the wrong insurance, it will certainly hurt yourself. Then, what mistakes usually occur when buying insurance? Here are some common mistakes when buying health insurance: 1. Do not read the policy carefully Seeing a list of terms and conditions on a policy that is very much often makes someone lazy to read it. Even though the policy contains your rights and obligations as a customer. Not to mention there is important information such as the limit of room rent, the duration of waiting time if you already have congenital diseases, pre and post-treatment costs, as well as various other provisions. If you just approve it without reading carefully then you can experience losses later on. For example, it turns out the pr

Complete Guide to Making Health Insurance Claims

As a health insurance customer, you have the right to make a claim to get the benefits provided by the insurance company. However, before actually submitting the claim, it never hurts to understand step by step deeper to facilitate your health insurance claim process later. So how? Well, so that your health insurance claim goes smoothly, try following the following procedures: Steps for private health insurance claims 1. Understand the claim procedure There are two methods that can be used to make insurance claims, namely cashless systems and reimbursement systems. Understanding the claim procedure is very important, because then you will be facilitated when you want to make a claim. Especially if the insurance that you use applies a reimbursement system, where the submission of new claims can be made after all treatment is complete. As for cashless systems, you do not need to make any claims because all maintenance costs have been paid by the insurance company. 2. Submi